Terms of Use

Welcome to our website. Please read the following Terms of Use carefully before using this website. By using this website, you agree to and accept these terms. If you do not agree to these terms, please stop using this website.

1. Website Use

1.1 Lawful Use

You agree to use this website only for lawful purposes and in compliance with all applicable laws and regulations. Any illegal or unauthorized purpose is prohibited, including but not limited to the following:

Posting or transmitting any illegal, false, defamatory or obscene content.

Accessing or attempting to access any part of this website, server or database without authorization.

Using automated means (such as robots or crawlers) to collect data from this website.

1.2 Account Security

If you create an account, you are responsible for protecting your account information and are responsible for all actions conducted through your account. You must notify us immediately of any unauthorized use or security breach.

2. Insurance Products and Services

2.1 Information Accuracy

We do our best to ensure that all insurance product and service information on the website is accurate and up-to-date. However, the actual insurance plan, terms and conditions are subject to your policy contract. The content of the website is for informational purposes only and does not constitute a legal or contractual basis.

2.2 Eligibility and liability

Before applying for our insurance products, it is your responsibility to ensure that you meet the relevant eligibility requirements. By submitting an application for insurance, you represent that all the information you provide is true, accurate and complete.

3. Intellectual Property

3.1 Copyright Notice

This website and all its content (including text, images, videos, graphics, logos, designs and software) are protected by copyright and other intellectual property laws. You may not copy, modify, distribute or display any content of this website without our express written consent.

3.2 Trademark Notice

All trademarks, service marks and logos displayed on this website are our property or the property of third parties. Unauthorized use of these trademarks will violate relevant laws and constitute infringement.

4. Third-party links

This website may contain links to third-party websites. We do not control these websites and are not responsible for their content or privacy policies. You access any third-party websites at your own risk and we are not responsible for any loss or damage caused by the use of these third-party websites.

5. Disclaimer

5.1 Accuracy of Information

While we endeavor to ensure that the information on the Website is accurate, we make no warranties, express or implied, as to its completeness or timeliness. The Website Content is provided for informational purposes only and any reliance on the information is at your own risk.

5.2 Service Interruptions

We do not guarantee that the Website will always be available or uninterrupted due to technical problems, maintenance or otherwise. We are not responsible for any losses resulting from the unavailability of the Website or technical failures.

6. Limitation of Liability

In no event shall we be liable for any direct, indirect, incidental, special or consequential damages, including, without limitation, loss of data, business interruption or economic loss, arising out of the use of the Website or reliance on its content. This liability shall not apply even if we have been advised of the possibility of such damages.

7. Privacy Policy

We respect your privacy and are committed to protecting your personal information. Please refer to our Privacy Policy to learn how we collect, use and protect your information.

8. Applicable Law

These Terms shall be governed by law. You agree to submit to the exclusive jurisdiction of the courts for any dispute arising out of these Terms of Use.

9. Modification and Termination

We reserve the right to modify or update these Terms of Use at any time. All changes will be effective immediately upon posting, and your continued use of this website will constitute your agreement to the updated terms.

We have the right to terminate or suspend your access to this website at any time without prior notice.